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Our Approach

At Cornelia Dry Carmen Brokers, we believe insurance should be personal. As a short-term insurance specialist, we offer tailored solutions that put you first. Our expertise spans personal and commercial/business cover, since 1989. We take the time to understand your needs, so you get the right protection at the right price. No jargon, no hassle—just trusted advice and reliable intermediary services from people who care.

OUR PROMISE

We promise to render a professional, personal service, with honesty, integrity, and due care. We treat each policy as if it was our own, keeping your best interests at heart.

OUR MISSION

Our mission is to provide an unforgettable service experience, through long-lasting relationships with our clients, focusing on the principles of trust and communication.

OUR VISION

At Carmen Brokers, our vision is to change a client's perspective on short-term insurance. To not only show but prove the value of the products and services offered through us.

Not Convinced Yet?

  • We build a personal relationship with each client. Knowing you, your life and your circumstances, allow us to be the best broker we can be.
  • At quote stage, we conduct a Needs Analysis, request multiple quotations according to your needs, compare them once received and send our recommendation to you.
  • We assist in accepting the policy and arranging the necessary debit orders.
  • In the event of an unpaid, we inform you and arrange payment of the premium.
  • At policy renewal stage, we review your policy, communicate the relevant changes, and amend the necessary. We'll obtain alternative quotations depending on the circumstances.
  • We guide and assist you in the event of a claim, from registration, to assessment, to authorization and repair/replacement/payout. You are not alone.
  • Corrective action… Frequently seen after submitting a claim. We review the proposed changes, communicate them, and proactively manage them, according to the policy's loss ratio.
  • Cross border letters/confirmation of covers/no-claim letters/premium statements/claims history, etcetera, we've got your back.
  • Unfortunately, some policies may be cancelled once their life cycle has been completed. Just like the first day, we'll gladly be of assistance to you, advise and guide you through the process.
  • These are just a few of our main functions, contact us and experience what you have just read and more. We'd love to get to know you.

Questions & Answers

What is Insurance?

Insurance is the transference of risk from an individual or business to an insurance company, whereby an insurance company provides security against unexpected losses or damages, in exchange for a premium payment(s). Ultimately, a promise.

Why Do You Need Insurance?

Insurance is a necessity in this day and age. Financial protection against sudden, accidental, and unforeseen physical losses or damages, that always seem to creep up on you when it is most inconvenient and when you least expect it.

Why Use a Broker?

Professional, personalized advice (guidance, recommendation, proposal) and intermediary services. In Layman's terms, we turn the promise into a reality. We ensure that the policy/contract does what it is supposed to do.

Meet Our Team

Cornelia Dry

Cornelia Dry

Director

Marc Dry

Marc Dry

Manager

Jayden Dry

Jayden Dry

Director

Nicoleen du Toit

Nicoleen du Toit

Appointed Representative

Capriz De Rapper

Capriz De Rapper

Representative Under Supervision

Tiaan Harmse

Tiaan Harmse

Appointed Representative

Our Services

What We Do: We assist in managing your short-term insurance personal/commercial policy, like it's our own. From quoting, to underwriting, to claiming, etc.

No Call Centres or Apps – We deal with call centres on your behalf. No more lengthy, tedious, unsuccessful phone calls or struggling with an app.

Affordable Premiums – We keep your budget in mind when quoting and when policy renewals are processed.

Personal Lines:

  • Contents
  • Buildings
  • All Risks
  • Personal Computers
  • Motor Vehicles
  • Motorcycles
  • Caravans/Trailers
  • Watercrafts
  • Personal Legal Liability
  • Personal Accident
  • Etc.

Commercial/Business Lines:

  • Retail
  • Restaurants
  • Liquor stores
  • Warehouses
  • Manufacturing
  • Engineering
  • HCV & Haulage
  • Body Corporate
  • Guest Houses
  • Education
  • Agri
  • Contractors All Risks
  • Marine
  • Liability

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Our Branches: Gauteng · Western Cape · KwaZulu-Natal · Mpumalanga · Limpopo

Physical Address

71 West Street, Kempton Park, Johannesburg, South Africa, 1619

Contact Information

Tel: 011 975 6224

Fax: 011 975 7166

Postal Address

PO Box 308, Isando, South Africa, 1600

What Our Clients Say

Contact Us

Please save the respective number for emergencies after hours, over weekends or public holidays:

Emergency Assist Contact Numbers